Should your Career Affect your Car Insurance Premium? | Insurance ...

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Research from some of the UK’s top insurance companies has shown that there are certain professions that are more likely to speed and break the rules than others. There are no surprises which professions are more likely to speed; footballers, surgeons and barristers top the list whilst driving instructors, au pairs and astrologists are at the bottom of the list most likely to break driving laws. This no surprise to anybody as it is those can not afford the fines that are more careful.

This affects somebody’s car insurance premium and highlights an important point because it is unfair to tarnish everyone from a certain profession with the same brush. The surgeons may argue that they are going to save lives and the barristers may even argue that they are doing the same by keeping innocent people out of prison but when it comes to their premiums, they will pay more.

On the other hand, it is an interesting point; maybe there is a growing pattern when it comes to speeding and what career you have. We only need to look at the recent incidents involving footballers to see that they are a group of people who are more likely to speed given the cars they have. Their ability to buy cheap car insurance though is restricted due to the high-spec of cars such as Lamborghini’s, Ferrari’s and Porsche’s which generate higher premiums whoever was looking for car insurance.

Some experts have called for a change, saying that people drive to work everyday whether you are a surgeon or temporary office worker. However, despite this car insurance quotes offered will be set on the profession of the customer. In the future, it is unknown whether or not this will change but for the moment, your career will play an important part in the amount you have to pay.

Source: Should your Career Affect your Car Insurance Premium? | Insurance ...